Your van. Your invoices. Your VAT. Even your premises.
One independent relationship covers your commercial vehicles, asset finance, VAT loans, invoice finance and commercial property — across Wales and the whole UK.
✅ FCA Authorised ✅ No Broker Fees ✅ Independent Advice ✅ 20+ Years Experience
in stock Special offers
Our Reviews
⭐⭐⭐⭐⭐ "I have been buying my vans from Yohan for over 10 years. Exceptional service every time — great communication, delivery always as promised, and vans arrive in pristine condition. Cannot recommend enough." — Ben Rule
⭐⭐⭐⭐⭐ "We have been dealing with Claire for ten years. She goes above and beyond to ensure her customers get the best deals and service. Excellent customer service — would recommend to everyone." — William Soudan
⭐⭐⭐⭐⭐ "An absolute pleasure to deal with — very responsive and competitive. Definitely the go-to company for vehicles." — Calum Reid
⭐⭐⭐⭐⭐ "I have dealt with Claire for a good few years — she goes above and beyond for her customers. When I'm ready for my next vehicle, I'll definitely be giving her a call." — Smashed Up
⭐⭐⭐⭐⭐ "Claire has been looking after both my van needs as well as my wife’s car needs for years now. Amazing service and I can highly recommend her to anyone in the market for a new van or car." - Willem Van Der Merwe
⭐⭐⭐⭐⭐ Yohan and the team are amazing Great customer services and after care Highly recommend - Gareth Morris
⭐⭐⭐⭐⭐ We have had a very positive experience working with Yohan for many years and we are sure that this will long continue due to his excellent knowledge and helpfulness.- Stean Hall
⭐⭐⭐⭐⭐ What can I say! Yohan has dealt with myself for the last 9 years supporting us as a business for our fleet of private ambulances. He is essential to providing the best possible vehicles when we need him too. He has an understanding of our requirements and delivers every step of the way. Not a pushy man and it’s left in our hands if we want to complete the deal. Top work Yohan and thank you again for our new vehicle this week. All the team at stevens family funeral directors in London.- Gary Stevens
⭐⭐⭐⭐⭐ - Ashley Johnson
⭐⭐⭐⭐⭐ - Five stars is not enough! I feel like Clare couldn’t help me enough. I look forward to dealing with her again soon. Adam Groves
⭐⭐⭐⭐⭐ - Brilliant company to deal with, I’ve been buying vans for many years with Claire. - Bryant Electrics
The Fleet Lab was built on one belief — UK businesses deserve independent advice with no sales agenda. Based in Cardiff, we work across Wales and the UK with no lender ties, no targets, and no broker fees.
Commercial Vehicles We Supply
PANEL VANS
TIPPERS & DROPSIDES
LUTON & BOX VANS
Small to large commercial vans ideal for electricians, locksmiths, couriers, florists, plumbers, builders, caterers, IT services, delivery fleets, tradespeople, NHS & care providers, utilities and event support
LUTON & BOX VANS
TIPPERS & DROPSIDES
LUTON & BOX VANS
High‑volume load space for removals, furniture retail, events, pallet freight, e‑commerce, disability equipment, appliances and medical supplies.
TIPPERS & DROPSIDES
TIPPERS & DROPSIDES
CURTAINSIDERS & FLATBEDS
3.5t to 7.5t vehicles built for landscaping, groundworks, garden waste, skip hire, demolition, haulage, scaffolding, plant hire, quarrying, civil engineering and aggregates.
CURTAINSIDERS & FLATBEDS
SPECIALISTS & BESPOKE VEHICLES
CURTAINSIDERS & FLATBEDS
Easy‑load configurations for pallet and mixed freight, including building materials, manufacturing, national haulage, 3PL operators, retail supply chain, plant hire, construction and wind energy.
MINIBUSES & CREWS
SPECIALISTS & BESPOKE VEHICLES
SPECIALISTS & BESPOKE VEHICLES
Seating for 9–17 passengers, ideal for staff transport, construction crews, utilities, rail & infrastructure, care homes, schools, sports clubs, airports, hotels and local authorities.
SPECIALISTS & BESPOKE VEHICLES
SPECIALISTS & BESPOKE VEHICLES
SPECIALISTS & BESPOKE VEHICLES
Purpose‑built and converted vehicles for ambulance & patient transport, medical spec, first responders, mobile workshops, racked & fitted vans, gas engineers, telecoms, facilities management, equestrian, farming, rural businesses and camper vans.
tell us what you need - we'll source it
Independent advice. FCA‑authorised. No broker fees.
MANUFACTURERS
MOST POPULAR VEHICLE FINANCE
Hire Purchase (HP)
Hire Purchase (HP)
Hire Purchase (HP)
Pay a deposit then fixed monthly instalments.
The vehicle is yours at the end of the term.
Interest is charged on the full amount financed.
Monthly cost: Medium–high
Ownership at end: Yes — yours outright
VAT: 100% reclaimable
Tax relief: AIA — 100% in year one
Balance sheet: Asset & liability shown
Best for: Long-term ownership
Finance Lease (FL)
Hire Purchase (HP)
Hire Purchase (HP)
Payments are based on depreciation only, so monthly costs are lower. You use the vehicle but never own it. At the end, it's returned or a secondary lease period arranged.
Monthly cost: Lower
Ownership at end: No — returned
VAT: 100% reclaimable on payments
Tax relief: 100% deductible — commercial vans
Balance sheet: Asset & liability shown
Best for: Regular upgraders
Contract Hire (CH)
Hire Purchase (HP)
Contract Hire (CH)
A fixed monthly rental that can include servicing, tyres and road tax. No residual value risk. Hand it back at the end subject to fair wear and agreed mileage.
Monthly cost: Fixed all-in
Ownership at end: No returned
VAT: 100% reclaimable on payments
Tax relief: 100% deductible — commercial vans
Balance sheet: Off balance sheet
Best for: Fleet simplicity
WHAT WE CAN FUND
HARD ASSETS
HARD ASSETS
HARD ASSETS
- Vans
- Pickups
- HGVs
- Coaches
- Minibuses, Camper vans, Motorhome
- Construction Equipment
- Agricultural Machinery
- Plant Machinery
SOFT ASSETS
HARD ASSETS
HARD ASSETS
- IT Equipment
- Office Furniture
- Office Fit Out
- Medical Equipment
- Beauty Equipment
- Fire Protection
- CCTV
BUSINESS LOANS
COMMERCIAL PROPERTY
COMMERCIAL PROPERTY
- Business Loans
- VAT Loans
- Tax Loans
- Cashflow Loans
- Merchant invoice finance
- Unsecured Loans
- Invoice Finance
- Stocking Loans
COMMERCIAL PROPERTY
COMMERCIAL PROPERTY
COMMERCIAL PROPERTY
- Commercial Property
- Commercial Premises
- Café / Restaurant
- Steel Structure Buildings
PARTNERED WITH
About The Fleet Lab Ltd
Our Team
The Fleet Lab was created by two directors who believed UK businesses deserved something better than sales‑driven advice. From our base in Cardiff, we built an independent, client‑first service shaped by transparency, expertise, and long‑term thinking. No targets. No tied products. Just honest guidance and a commitment to doing what’s right for every business we support. We didn’t set out to be the biggest, only the most trusted.
Our Services
Independent sourcing of new and used light commercial vehicles from across the UK market with no dealership bias. Whether you need a single van or a full fleet plan, we help you choose the right vehicles and the right funding structure, backed by clear, end‑to‑end support.
Flexible, transparent finance solutions designed to protect cash flow and support long‑term growth. From asset finance and sale‑and‑leaseback to tax and insurance funding, we give you a full view of your options through one trusted relationship.
Get In touch
Hours
Open today | 09:00 – 17:00 |
Copyright © 2026 The Fleet Lab Ltd - All Rights Reserved.
The Fleet Lab Ltd | Company No. 16976022 | Registered in England & Wales
Registered office: 91 Rhydypenau Road, Cardiff, CF23 6PZ
VAT Registration No. 512 6931 03
The Fleet Lab Ltd is an appointed representative of Commercial and Asset Finance Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA Registration No. 729014). Commercial and Asset Finance Ltd is registered in Scotland (No. SC334879), registered office: 11 Walkinshaw Street, Johnstone, PA5 8AF.
The Fleet Lab Ltd acts as a credit broker, not a lender. We do not charge fees for our brokerage services. Finance is subject to status and eligibility.